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How important is financial literacy to small business owners?
How important is financial literacy to small business owners? Financial literacy means understanding how money works, such as managing, saving, investing, and spending it wisely — in other words, a financial education you need to have. As a small business…
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Silly season
Are you ready for the ‘Silly Season’? Making the most of the seasonal ups and downs “Strike while the iron is hot” – it’s an old adage, but holds a lot of truth. So, how do you make the most…
Knowledge is power
Knowledge is power Some helpful resources to increase your financial literacy. See the websites below for more information: Tax, Super and You An educational resource for individuals, small businesses, students and teachers to help improve understanding of the Australian tax…
Mortgage stress
Mortgage stress The words on everyone’s lips, a news feed, and all over social media. Yes, interest rates are rising and will continue to rise over the coming months. The cost of living has increased, and lettuce is $10… It’s…
Do you have a Green Box?
Do you have a Green Box? I recently attended a conference on the Gold Coast and had the pleasure of hearing a gentleman by the name of Mark Lewis speak. Mark talked about “Bernie’s Green Box’ and the tragic circumstance…
Individual freedom is pointless without financial freedom
Individual freedom is pointless without financial freedom Individual freedom, in many ways, becomes pointless in the absence of financial freedom. This recent weekend we exercised our democratic right and voted for the next Prime Minister of our great nation. It’s…
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Negotiating without a broker
Negotiating without a broker The Deloitte Australian Mortgage Report 2020 states that two-fifths of the people they surveyed with a mortgage had used a mortgage broker to apply for their mortgage loan. A mortgage broker is an intermediary between a financial institution and…
International Women’s Day – what does it mean to me?
International Women’s Day – what does it mean to me? Why celebrate? After a long two years of lockdowns and restrictions, it is a lovely thought to be able to finally catch up with others in person. Having the…
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2022 and the Interest Rates
2022 and the Interest Rates What are the economists really saying? There has been a lot of talk and countless opinions in the media around interest rate movements for 2022. At times ‘the economists seem to be speaking a foreign…
Festive financial hangover
Festive financial hangover Are bills starting to land in your inbox from your Christmas spending? Don’t panic. Now is the time to take stock of your finances and put actions in place to: Pay off your Christmas splurge hangover, and,…
How to avoid the gift of financial debt this festive season
How to avoid the gift of financial debt this festive season Christmas is the season for giving. But, you should also be reminded not to gift yourself a debt as a result of the season. It can be very tempting to…
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Money milestones – how to talk to teenagers about money
Money milestones – how to talk to teenagers about money Just like life milestones as we grow up – first steps, the first day of school, first high school crush – we also have money milestones. The gold coin in…
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IT’S ALL ABOUT YOU AND
YOUR FINANCIAL JOURNEY
